Crowdamerica Algorithm

We designed the Crowdamerica Index Portfolio as the easiest way for anyone to invest in the Cryptocurrency Market. The Index tracks the market capitalization of cryptocurrencies and is rebalanced daily through our algorithm. The Portfolio is carefully selected based on our investment thesis that identifies three major value drivers within the cryptocurrency space.

Portfolio selection

Payment Cryptocurrencies

The internet had long lacked native payment transfer protocols to facilitate the exchange of value around the world. Cryptocurrencies originated in response to this particular problem. While Bitcoin is by far the most important player in this area, several alternative cryptocurrencies have emerged in recent years, competing for a market share in the payment sector.

Asset examples: Bitcoin, Litecoin, Stellar, Dash, etc.


Web 3.0

However, blockchain and distributed ledger (DLT) technology allows for much more than just payments. Smart contract platforms such as Ethereum have paved the way for the creation of decentralized applications that can be deployed in a huge number of industries, from finance, insurance, games to logistics and more.

Asset examples: Ethereum, EOS, Cardano, Tezos etc.


Decentralized Finance (DeFi):

Decentralized or open finance is the fastest-growing segment in the cryptocurrency space. DeFi creates a universe of smart contracts that mimic the functions of the original financial institutions and bring them into the blockchain in the form of open-source decentralized applications. Unlike the traditional financial system, DeFi applications are controlled only by transparent mathematics.

Asset Examples: Maker, Aave, Compound, Synthetix, 0x etc.


Formal Criteria

  • Longlist
    Each cryptocurrency must be among the Top 50 based on market capitalization according to CoinMarketCap.
  • Storage & security features
    Those coins that cannot be stored in available secure infrastructure are excluded.
  • Trading & liquidity features
    Each cryptocurrency in the portfolio must be tradable on one of the major exchanges and must have sufficient liquidity - the minimum average daily global trading volume of EUR 5 million.
  • Blacklist / Crypto waste
    Cryptocurrencies associated with the MLM trade model, those that pose serious ethical risks or those whose manner of use is unclear, are excluded.
  • Non-investment cryptocurrencies
    Cryptocurrencies with low network activity, which indicates a failing business model, are excluded.

Check out which top cryptocurrencies are currently in Crowdamerica portfolio

Crowdamerica Portfolio

Why invest with Crowdamerica

  • easy investing

    Easy Investing

    With only a few clicks you can invest in a dynamic portfolio of top cryptocurrencies.

  • Risk Reduction

    Your portfolio is specially designed to track the total market value and does not rely on individual cryptocurrencies.

  • Direct Ownership

    With us, you always own cryptocurrencies directly, not through a collective investment scheme.

  • Independent audit

    We are the first cryptocurrency investment platform with an independent audit of wallets.

  • Small Starting Investment

    With Crowdamerica, you can start investing from as little as 50 €.

  • Ultimate Safety

    Ledger Vault is the most trusted and secure cryptocurrency custody solution in the world.

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